How to check a client's bank statement before you reconcile
Last updated November 7, 2026
A short checklist that catches the wrong month, missing pages and locked files early. All guides
Check these five things the moment it arrives
1. The period: does it cover the month you asked for, start to end?
2. The account: is it the right account (last four digits) and the right name?
3. Completeness: are all pages there, and does the opening balance equal last month's closing balance?
4. Readability: does the file open, or is it locked or damaged?
5. Format: is it the bank's statement, not a screenshot or a photo of a screen?
Why do it on arrival
If you find the problem when you sit down to reconcile, you are back to emailing the client with the month already behind you. Catching it when the file arrives means the client can fix it that day.
Doing it automatically
IntegralChase runs these checks on every upload and tells the client straight away what to fix. Balances carry over from month to month, so a missing statement shows up as a gap you can see. Try it on your own statement with the demo, no signup.